Privacy

Class of Cash is a classroom money simulation. It uses no real money and no real bank accounts. This page explains, in plain words, what Class of Cash keeps, who can see it, how long we keep it, and what you can ask us to do.

We follow the federal Children's Online Privacy Protection Act (COPPA) rule as our standard for every student under 18.

Last updated November 10, 2026.

What Class of Cash keeps

About students

  • Name, username, and password. Students do not need an email address.
  • A profile photo, only if one is added. A school or program can turn student photos off.
  • Class activity: balances, awards and notes from teachers, lessons and quiz scores, goals, and store purchases.
  • Photos a student chooses to send as proof of an achievement.

Nothing a student enters is shown to the public. Students cannot see each other's balances.

About adults (teachers, staff, and parents)

  • Name, email address, password, and the school or program they belong to.
  • For parents: the children they link, and their weekly email choice and language.
  • Adults who sign in with Google or Microsoft: the name and email address that service sends us.
  • People who ask for a demo: name, email, organization, role, number of students, message, and IP address.

Collected when anyone signs in

  • IP address and browser type, kept with the sign-in record for security.
  • Cookies that keep you signed in and remember your settings. We use no advertising or analytics cookies.

Passwords are stored only in a scrambled (hashed) form that no one on our staff can read.

Why we keep it

Only to run the program: to show balances, let teachers give awards and pay their classes, let parents follow their child, give schools and programs reports on progress, keep accounts secure, and answer questions.

We do not sell personal information. We do not use it for advertising. We do not use students' information to train artificial intelligence. A student never has to give more information than an activity needs.

Who can see it

  • A student sees only their own account.
  • A teacher or mentor sees the students in their own classes.
  • A school or program administrator sees the students and classes in their organization.
  • A parent sees only children they link with a family code from the teacher.
  • Our staff see data when they set up a school or program or help with a problem.

Service providers

We use 2 companies to run Class of Cash. They store and process data only for us, under written data protection terms. They may not use it for their own purposes.

  • Cloudflare: hosts the website, stores proof photos, and sends our emails.
  • Neon: hosts the database and its backups.

We share information with no one else, except when the law requires it (for example, a court order) or to protect a child's safety.

Parent consent

A child under 13 may use Class of Cash only with consent. Schools can give consent for school use, as Federal Trade Commission guidance allows. After-school, mentoring, and other community programs must collect a signed parent consent form before they add a child. We ask for the same consent for students aged 13 to 17.

If a parent does not consent, we do not create the account. If we hold a child's name only to ask for consent and get no answer within 30 days, we delete it.

Your rights as a parent

  • See the information we keep about your child.
  • Tell us to stop collecting or using it.
  • Have it deleted.

Write to info@classofcash.com from the email address on your parent account, or ask your child's school or program. We check that you are the child's parent before we act, and we answer within 30 days. If you stop collection or ask for deletion, your child can no longer use Class of Cash.

How long we keep it

We keep information only as long as we need it for the purpose above. We never keep a child's information forever.

InformationWhy we keep itWhen we delete it
Student account and activityTo run the program: balances, awards, lessons, goals, store, and reports.While the student is in an active program. Deleted within 30 days after a parent or the program asks, within 60 days after the program stops using Class of Cash, or after 12 months with no activity by the student.
Profile photoTo show the student's picture to the student and their teachers.Until it is replaced or removed, or the account is deleted.
Proof photosSo a teacher can check an achievement before an award.Deleted with the student account.
Adult account (teacher, staff, parent)To sign in, run classes, and follow a linked child.Until the adult or their organization closes it. Deleted within 30 days after a request, or after 12 months with no sign-in.
Sign-in records (IP address and browser type)To keep accounts secure.Each sign-in expires after 7 days without use. The record is deleted within 40 days after it expires.
Family codesTo let a parent link to their child once.Each code expires after 7 days. The record is deleted within 40 days after it expires.
BackupsTo recover from a technical failure.Backups are kept for about 7 days. Deleted data leaves our backups within 10 days.
Demo requests (adults only)To answer the request and follow up.Deleted 2 years after the request.

Before we delete a program's data, the program can ask for a copy. We delete data so that it cannot be recovered, except from backups, which expire as shown above.

How we protect it

  • Every connection to Class of Cash is encrypted (HTTPS, TLS 1.2 or later).
  • Every request is checked against the user's role, so people see only what their role allows.
  • Only a small number of our staff can reach the database.

If a security breach affects personal information, we will tell the affected schools, programs, and families without unreasonable delay, and no later than 30 days after we find it.

Other things to know

  • Class of Cash shows no ads and runs no third-party tracking or advertising scripts.
  • We do not track you across other websites, so browser "Do Not Track" signals do not change what we do.
  • If we change how we use children's information, we will update this page and ask parents or schools for new consent before the change applies to their children.
  • The Terms of Use explain the rules for using Class of Cash.

Questions

Write to info@classofcash.com. A person at Class of Cash will answer.

Operator: Class of Cash. Email: info@classofcash.com.